Wednesday, July 11, 2007

Dealing with the movers when you move

Here's 8 tips from the consumerist to help make your next move smoother, and help nip customer/company disputes in the bud, provided by Tiffany of ASAP Van Lines:

1. Read Your Order For Service. If something is listed as an additional cost, that means they can possibly charge you that the day of the move. Whatever a sales person promises, get it in writing on your order for service.

2. You can accompany your mover to the weight scale to verify your weight when they leave your pick up.

3. Movers do need to pack items safely in order to assure the same condition on delivery as from pick up. Make sure your items are packed or you know their packing charges if you choose not to pack your own.

4. Update your items list 72 hours before your move to ensure the most accurate weight....

5. You are always allowed a reweigh [ed. which you can either request with the company or contact your state weights and measures department] ...Weight is much more accurate then cubic feet and most states are not allowed to work by cubic feet.

6. Boxes add more weight, if you tell a sales person you have 20 boxes and the movers pick up 100....your weight can change considerably. Example 80 boxes at an average 20lbs are 1,600lbs.

7. Moving companies have legally 30 days to deliver you items but the general delivery spread is 7-21 business days. If you are not paying for an expedited shipment, understand they cannot always guarantee a specific day, only a delivery spread.

8. Content of boxes need to be verified for shipment if they are valued over $100. If you are moving dvd players, dvds, game systems, etc., show the movers and make sure it is labeled on the inventory.

Tuesday, July 10, 2007

How to ensure a quick home sale

At times you find it exigent to sell a property very quickly, almost in no time. Unavoidable circumstances like divorce or separation from your partner may drive you to such an emergency. The common chemistry that united you together is not matching any more. The moral maths of the moment demands a separation. To get over with the stress and strains you are undergoing, you need a quick sale of your property.

Or it may be that you are in need of cash in a flash. With a next to zero bank balance, you may turn to friends and relatives to avail that. You try every reliable source but in vain. So, you see no other alternative than to bank upon your property. But selling a property involves some documentation which, in turn, wastes lots of time. Sometimes it takes months to receive the cash. So, how can you ensure a quick sale of your property!

Well, the answer lies in the estate agents. Under any such circumstances when you need to sell your property quickly, they can provide you with valuable service. They will buy your home, sometimes directly from you. There will be no intervention of any third party. The hassle of documentation will be very less. Most importantly, you will have the cash in your hand very quickly.

Selling a property through estate agents is really smooth and easy. Whatever your circumstances may be, they will be ready to buy your property. You may need a quick sale for bizarre reasons. Apart from divorce, separation and financial difficulties, you may want to sell your property for some other reasons. Thus, you might be lagging behind with your mortgage repayment; so much so that you are heading towards property repossession.

Or you may be going to buy a new home and want to sell out the old one. It may even be the case of going abroad all on a sudden. In all the above circumstances what you need is a quick sale of your property to be in control of your schedule. Your singular effort will not be enough to meet such an emergency. So, the help of an estate agent is a must. They will buy the property instantly, sometimes even within twenty for hours and shell out the money on time.

About The Author: The author is a real estate specialist and through his writing has given guidance to many people who are in search of buying or selling property. He is currently associated with VIP Services, the UK's Leading Real Estate Specialist. VIP Services delicately focuses on helping people selling or buying houses within a short span of time and that too in cash, for people who are in urgent need of finance.

Monday, July 09, 2007

Home sale contract forms

I have written before about how important it is to have a proper contract if your are not using the services of a Realtor. Well here is a little info as to why you need that help and what to do make sure thing are done right.

A home purchase offer is a legal document presented by an interested buyer to a homeseller. This is no simple document because it actually includes all the terms and conditions of the sale which are mostly negotiable. It is just right then that homesellers focus on, not only a few, but all the terms of the sale.

The terms of a homesale cover the closing date, the specifics of how the purchase will be financed by the buyer, the closing costs and how they will be shared and paid, the items included in the sale and those that are not as well as the various contingencies of the buyer. Some of the common contingencies are for property inspection, appraisal, financing and review of the property title record. For homeowners selling their residential property on their own, real estate experts advise that they thoroughly review the purchase offer after receiving the document.

Evaluating terms

Be sure to evaluate all the terms and conditions before making a decision. Remember that every term can be negotiated so consider your options. If you are amenable to some of the terms, go ahead and accept them but you can also counter the other terms to adjust them according to your needs. It will be helpful if you list the terms and conditions on a separate sheet and make a note beside each of the term to determine if they are acceptable to you or not.

If, for instance, you don’t agree with some terms such as a low price, too long closing date and limited time to move out after closing, you can counter them with a higher price, shorter closing and more time to vacate your home. It’s just a matter of negotiating well and communicating your needs and concerns clearly to the buyer.

Here’s a tip. Read and examine a blank real estate contract to familiarize yourself to the standard and non-standard terms. Understand the special clauses normally written above the signature block as these are used by the buyer to make non-standard demands, to ask the seller to pay certain portions of his costs and to demand a specific date for the homeowner to move.

Important considerations

Before accepting the purchase offer, it’s advisable that you make sure your buyer has been pre-approved or at the least, pre-qualified for a real estate mortgage enough to buy your home. Avoid signing an offer until the buyer has been pre-qualified.

Other things to watch out for include longer time for buyer to get financing, low earnest money deposit, penalty if the seller fails to move out of the home during the specified date and requirement for the seller to pay the mortgage costs of the buyer.

After reviewing the offer, you have several choices. First, you can accept the offer as it is and sign it to become a legal sales contract or agreement. Second, you can make a counter-offer by eliminating the unacceptable terms and providing your own contract with your specific terms. Third, you can reject the offer if you are not amenable to all of the terms and conditions.

When considering the purchase price offered by the buyer, look at it as a whole. Sure the buyer may have offered a price lower than what you wanted but there may be some terms that counterbalance the low purchase price such as the buyer paying for the closing costs or a fast closing.

As for the earnest money, the minimum requirement should be at least $500. There are some homesellers who require buyers to issue an earnest money check before signing the offer. The earnest money is held by a third party such as your real estate lawyer, the buyer’s agent or whoever the two parties specify in an escrow agreement. However, if you know your buyer and trust him, an earnest money may not be needed.

You also have the freedom to accept a second or backup offer if you wish. Just make sure that your second buyer knows and understands that your house is already under contract and that he or she is only next in line.

This article is brought to you by Download real estate forms

Sunday, July 08, 2007

Oral agreements will not stick

If you are either buying or selling a house and you have a great handshake deal, do not think that there is any guarantee. I have seen many people say "well my word is good enough" well your word MAY BE good enough but as far as money goes many people will reneg on a deal if they think that they are not getting the best one.

Always have a deal signed by both properties and really if you are not using a realtor at the very least get a real estate contract at the local Staples or Office Depot to get a good contract signed and head straight oover to a lawyer to have everything validated.